The Importance of Purchasing Wedding Insurance
Make sure you are covered!
Planning your wedding should be an exciting time, and no one wants to think about what if something goes wrong. In the real world things do happen unexpectedly. Whether it is a natural storm disaster or stolen gifts, wedding insurance can protect you and keep your mind at ease.
You wouldn’t buy a car without car insurance or buy a house without insurance either. If you are spending a good amount of money towards an event with a lot of moving parts, you might want to look closer into purchasing wedding insurance. Wedding Insurance will be there to help cover you when something happens at of your control.
There are a couple different types of coverage you can purchase.
· Cancellation and Postponement would be one. In some cases, the Bride might get extremely sick and need to push the wedding or a Military deployment might come about sooner than expected and the wedding will have to be postponed for a later date. The venue could suffer extreme damage where the wedding would have to be canceled.
· Liability coverage would focus more on if there was an injury by the guest or attendees during the wedding. You want to make sure you have your friends and family covered just in case someone might fall and injure themselves. It will also cover any property damage to the venue that may be caused by a guest or a vendor.
· Also there is Additional Coverage. This is a big one especially if you have heard the stories about some of the Bridal gown shops closing suddenly. This coverage will cover lost or stolen wedding attire for members of the wedding party or even in this case if a vendor ends up going out of business. If you had a vendor not show for the wedding and last minute had to hire a new vendor, this coverage will cover the cost of the new vendor.
After reading a little about the different coverage’s I am sure your mind is starting to think about purchasing wedding insurance but how much does it cost? You might think it will cost an arm and a leg to get your wedding covered but in reality it is actually affordable. It will vary depending on the amount of coverage that you will want. The pricing can range from $95-$1000.
There is never one wedding that is the exact same. There will be different situations with each. So make sure you fully understand what is all covered in your policy. You can start looking into wedding insurance as soon as 2 years prior to your wedding and as close to 24 hours before.
Save yourself some headache and heartbreak and look into wedding insurance.